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If you’re refinancing…

July 17th, 2003

you many want to ask who the lender uses for their appraisals. If it is Lender’s Service Group - ask if they can use someone else…

Because, when you have 8 business days left on your rate lock, this company has already charged your credit card for $350 two and a half weeks earlier for a service they have yet to complete… the LAST thing you want to hear when you call for a status on your appraisal is:

“We don’t talk to homeowners.”

(Funny, they decided to make an exception for me and look up the status of my appraisal after all…)

Two engagement announcements this week…

(Trying to think if I know anyone else who is dating so I can be on the lookout for the next one, LOL)

184933

July 12th, 2003

Thank god it’s Friday night.

Work has kicked my ass this week - my brain is completely full. Also, I swear - 90% of the people I talked to did NOT like what I had to say… Hey, folks - I am not making this stuff up, and remember - I didn’t design the software, I just try and help you use it.

Big guy’s off in Boston this weekend, and I’ve got the dog. She is happily ensconced under the desk right now.

184824

July 12th, 2003

morally deficient
Threat rating: Medium. Your total lack of decent
family values makes you dangerous, but we can
count on some right wing nutter blowing you up
if you become too high profile.

What threat to the Bush administration are you?
brought to you by Quizilla

In and Out..

July 10th, 2003

Appraiser lady was here, spent a whopping 5 minutes in the house. She asked about any large improvements to the house, I flaked and said none - and after she left thought about the new roof in 97 and new heat pump-a/c in 98. Just left her a message about that…

Got myself cleaned up and gonna have one more cup of coffee before heading out - told work I’d be at 1:30 at the latest, and I should still beat that, even with some chilling out time.

It’ll be worth the $$

July 10th, 2003

So, I’m doing some final blitz cleaning around here this morning and it’s cemented the decision to get a maid service - and just for one reason only - vacuuming the freaking stairs. I even went so far as to send an email to a service to contact me…

So, it’s better than it was, and if the appraiser has issues, she better get over them - she’s only here to count bedrooms anyway.

**yawn**

July 10th, 2003

So, the appraiser is supposed to get here in 2 hours, and I’m having a really hard time waking up enough to care.

OK, OK - time to quit slacking for a bit and get some things done around here…

mmmmmmmmmmmmmmmmmmmmmm

July 10th, 2003

So, Laura just brought over some of the BEST spinach-cheese-artichoke dip I have ever had in my life.

I restrained myself and only had half for dinner. :-D

Also - saw the new wheels - sweet! That car is definitely YELLOW!!!

Ummmmmm, Laura?

July 9th, 2003

I think I screwed up and mistyped the addy when I sent you the email w/ my phone number.

It has also just occurred to me that I have your number here somewhere, but it’s too late to be randomly calling people. :)

So - when you see this, shoot me an email at pisceandreamer@livejournal.com and we’ll attempt this again tomorrow after work!

Edit: In re-reading this, given your icon photo and the words above, it sounds like we’re trying to date…

OK, so today semi-sucked and I’m just glad it’s over. Now have one client firmly cemented on my “never call again” list. (They also seem to be on everyone else’s “never call again” list, too - so it’s going to be a “who can ignore the call sitting there the longest” contest for them it seems…)

I went to Target, spent some money, and have been snarfing down Planters cheese balls since I got homme. (Why, yes, it is a healthy coping mechanism, why do you ask?) Followed up by baked potato soup.

Appraiser comes Thursday morning.

{g} A good weekend…

July 7th, 2003

Shame it has to end! The only bad part about the 4th is that to me, it means we’ve hit the middle of summer… Summer’s half over and it rained 90% of the time!

All in all it was a really good weekend - bummer that the next three day weekend means summer is over. :(

Finally off and running around noon. Sheesh, took me forever to get my act in gear. At least this year I remembered to bring a blanket to sit on - wherever it was that we would end up sitting. :)

First stop - Unicorn Winery for a tasting and some noshes. Got a couple of bottles of wine there, including my fav blush they make called, “Slightly Embarrassed”

Then, we stopped at the side of the road and picked up some ribs. Perhaps an invitation to food poisoning, but OMIGOD they were good. Been in the smoker since 3 in the morning. Fall off the bone good.

Then, on to Grey Ghost for more tastings and more bottles. Picked up an extra bottle of dessert wine for Nancy & Edward - found out on Thursday the bottle of dessert wine they’d gotten in Italy and saved for their first anniversary had turned, so this was a little something we could do.

Another stop - Cooter’s Place. (If you’ve ever seen The Dukes of Hazzard, well, yes, it’s the same Cooter.) The place just cracks me up.

On the road again. Stopped at the Luray Zoo. Strange little place. Now, I am kinda leery of private zoos - visions of animals not well taken care of, etc, etc, etc, but I also love animals, and here was a chance to see some. Nice surprise here. Really good little reptile exhibit (including an extra note on one of the turtle aquariums “Please don’t worry about me, the tank really is big enough!” - this particular species of turtle just never freaking moves and just waits for something to swim in it’s mouth.)

While the habitats were less than perfect, a big thing I noticed was when the woman came out to start giving dinner to the various critters, the Bobcat that had been just chilling out in his hidey hole (can’t blame him, it was HOT!) heard her voice and his ears perked up and out he came to see her, even tho she didn’t have dinner for him yet (she was still doling out the fruit dinners to some of the other critters, no meat around just yet) The animals there really respond to her and you can tell she loves them a lot.

The best part was the 1 yr old camel that pretty much fell in love with the big guy. Chewing on his shirt, trying to get his sunglasses, gnawing on his arm and generally being sweet and cute. This surprised me, as camels have a bit of a rep for being mean and cranky. Asked the lady where he came from - turns out there is another private zoo in Richmond they got him from after the bull camel attacked him when he was a few days old, so they couldn’t keep him with the herd. They took him, hand raised him, and now he follows her around like a dog. I didn’t even think to get a pic of it. Argh!

The animals are well taken care of, bright eyed, well fed and quite alert. So, it didn’t upset me like I was afraid it might.

More driving about. Hit the end of 211 in New Market and hung a right to head for Strasburg. 30 miles later, we’re there. The big guy stops at a gas station to find out if/where there are fireworks. The town park. Great! Where is that? No idea… So, a stop at 7-11 and we find out where the town park is. Head over there and settle in for fireworks. (PS, props to Lear Corp for letting everyone use their parking lot.) Had some of the best hot dogs I’ve had in a long time (also could have just been cause I was SO hungry!) They had helicopter rides, and the big guy found out they’ll be at the Shen Co Fair at the end of August. Yay! I get to go to the fair! (Not sure if I’ll be getting on the helicopter, tho…)

Then the fireworks!! Now, we were sitting at the top of a hill, and the fireworks were being shot off from the bottom of the hill. If a shell had gone sideways, it would have taken out half the town - nice element of danger to add to the excitement, LOL. The proximity was really cool, though - seemed like they were right on top of us.

Long ride home, but worth it! :)

’cause I need one more day to recover…

Thursday night - meet the big guy’s ex-gf and her new husband (Nancy & Edward), head to Adams Morgan for the night, and meetup w/ one of her college friends there. (Went to Tryst. First time I’ve ever been to a scandal related spot here in DC. How did Gary Condit NOT stick out like a sore thumb?) I so did not fit in there. But it was fun, but a late night - the gal we met there needed a ride home to Rockville (we all forgot it wasn’t really Friday and metro wouldn’t run late.)

Friday - hit the road. Down 29 to 211, hit Unicorn Winery, and Gray Ghost. Got wine. More driving about. Ended up crashing the festivites in Strausburg. Nice town, good fireworks and overall a really fun day. Pics of the day available here.

Another late night.

Today, off to lunch with Nancy & Edward before they head out of town. I think I must have gotten a bit sunburned yesterday, given that I am *so* tired today, and pretty much freezing if I’m not outdoors.

I need one more day where I can really sleep in - and thankfully, I’ve got it. :-D

Remind me again…

July 2nd, 2003

Why refinancing is a good idea…

I am now waiting for appraisal company NUMBER THREE to call me back. They at least have a Virginia area code, so they might actually DO appraisals in VA, but then again, it also seems to be a one woman operation, so she may be so backlogged that who knows when she would be able to do it.

and for fun

July 1st, 2003

I’m on hold w/ the main appraisal company right now so I can find out…

- why they leave messages and don’t bother to identify who they are
update: they have temps that make these phone calls.
- why they charge people’s credit cards before the service has been performed
update: this guy was such a moron I don’t think he would have understood
- how they’re planning on getting this other appraiser paid….
update: they said if the appraiser that comes out asks for a fee, to refer him back to them. I said I would simply tell them to pound sand.

ever so slightly annoyed

July 1st, 2003

The appraisal company charged my cc for the service on Friday.

Today, I come home to a message on the answering machine - no name, just saying they are calling on behalf of my loan orginiator, and that “Third Party X” will be doing the appraisal and will contact me w/in 48 hours to schedule.

Well, I get on the horn to “Third Party X” and get a crap-ass answering machine and I leave a message. I will be getting in touch w/ them first thing in the AM and they had better be looking to someone else for payment.

I am more annoyed at the fact that I have been charged for a service that has not been completed yet.

And yes, I have shot off an email to the loan originator about this.

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